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Representative Example: As an example, if you borrow R15,000 over 15 months at a fixed rate of 28% per annum and a fee of R68.40 per month and initiation fee of R1,197 this would result in a representative rate of 68% APR (fixed). The total amount repayable would be R22,717. Please note: we are NOT a lender - we are a loan broker working with the most reputable direct lenders in the market ...sponsored Best Payday Loans Online: Top 5 Loan Companies To Get Bad Credit Loans & No Credit Check Loans Guaranteed Approval In 2022| Instant Payday Loan Lenders At Best Personal Loan Rates ...Process of Getting A Bad Credit Or No Credit Check Loan: It would be best to be well prepared and informed before starting your experience with bad credit check loans with guaranteed approval.A no credit check loan is an asset that may not be available in all lending situations. 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